AI Transformation and Automated Regulatory Reporting

We facilitate the transition from legacy infrastructures to high-performance agentic architectures through rigorous AI readiness assessments. By resolving structural data impediments, we enable autonomous underwriting and claims lifecycles supported by world-class governance.

Automated Regulatory Reporting

We bridge the gap between fragmented data structures and modern mandates by automating BaFin Quantitative Reporting Templates (QRTs). Our intelligent data pipelines ensure Solvency II and FIDA disclosures are generated with absolute auditability, eliminating manual cycles and safeguarding data integrity.

Operational Modernisation

We orchestrate the deployment of straight-through processing (STP) within underwriting and claims, compressing cycle times from days to seconds. This enhances operational throughput while significantly elevating the Net Promoter Score (NPS).

Sovereign Cloud Architecture

Our specialists manage complex migrations to secure, cloud-native environments, providing the scalability necessitated by the Financial Data Access (FIDA) framework and DORA’s ICT resilience standards.

Agentic AI & Human Oversight

We embed advanced AI agents into customer-facing and internal workflows, integrated with human-in-the-loop (HITL) protocols. This ensures automated logic remains transparent, explainable, and fully compliant with the EU AI Act.

We transform the current regulatory super-cycle into a narrative of institutional stability and market leadership by aligning operational resilience with sustainability mandates.

DORA Gap Analysis & TLPT Orchestration

We conduct comprehensive ICT risk assessments to ensure full alignment with the Digital Operational Resilience Act (DORA). We manage the strategic coordination of threat-led penetration testing (TLPT) to fortify your digital ecosystem against systemic cyber-risks.

ESG Integration & Materiality Advisory

We provide expert advisory to embed CSRD and EU Taxonomy metrics directly into your risk appetite framework, treating sustainability as a core financial risk factor.

Strategic Compliance & Brand Equity

By harmonising resilience and ESG disclosures, we satisfy BaFin’s evolving supervision standards while positioning your firm to attract premium institutional capital.

To defend technical margins against persistent inflationary pressures, we provide rigorous validation to eliminate black box risks and ensure absolute algorithmic accuracy.

Independent Model Validation

We perform objective, deep-tier reviews of actuarial models to ensure mathematical robustness, providing the verification required for BaFin-compliant internal models.

Systemic Stress Testing

We subject internal algorithms to extreme scenarios, including hyper-inflation and catastrophic loss, to validate resilience and ensure technical provisions are sufficient.

Pricing Strategy Audits

Using behavioural analytics, we identify churn-risk segments and validate premium adjustment frameworks to maintain market retention and technical profitability.

Regulatory Alignment (IDD & VVG)

We ensure all pricing and distribution practices meet the transparency standards mandated by the Insurance Distribution Directive (IDD) and the German Insurance Contract Act (VVG).

We unlock balance sheet liquidity by replacing generic risk assessments with bespoke partial internal models (PIM), transforming capital efficiency into a growth engine.

PIM Design & Implementation

We develop customised models for NatCat, longevity, and market risk modules, allowing for a precise reflection of your risk profile to release trapped capital.

BaFin Approval Management

Our specialists lead the technical trajectory toward BaFin approval, managing all documentation and supervisory dialogue to meet stringent validation standards.

Solvency II Review Alignment

We ensure your capital architecture is fully compliant with the finalised Solvency II review mandates, incorporating updated liquidity and sustainability risk requirements.

Capital Efficiency as a Growth Driver

By optimising solvency capital requirements (SCR), we transform compliance into a dynamic tool for enhancing dividend capacity and funding strategic growth.